Credit Card Offers

Low Interest Credit Cards

Compare the top 29 offers.

Bank of America® Accelerated RewardsTM American Express® Card
  • Earn rewards faster with 1.25 points for every net retail purchase dollar
  • 0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
  • No Annual Fee and flexibility to pay over time
  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months for retail purchases* Between P+4.9% and P+12.99%* None* Yes* Good Credit*

Citi® Platinum Select® Card
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* up to 12 months* as low as 7.49%* None* Yes* Excellent/Good Credit*

Bank of America World MasterCard® with WorldPointsTM
  • 0% Intro APR on retail purchases for your first 6 billing cycles*
  • Earn 1 Points for every dollar you spend in net retail purchases.  Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConcierge sm service, a unique personal assistance service
  • Absolute Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months for retail purchases* Between P+4.9% and P+12.99%* None* Yes* Good Credit*

Capital One® Platinum
  • Click "APPLY HERE" to apply online or call (866) 543-0808
  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* until October 2009* 12.90% (V)* None* Yes* Good Credit*

Bank of America WorldPoints® Platinum Plus® Visa® Credit Card
  • No annual fee
  • Absolute Fraud Protection
  • Online access and 24-hour service
  • Access to MyConciergeSM service, a unique personal assistance service
  • Introductory 0% APR for 6 months for Retail Purchases*
  • Introductory 0% APR on Balance Transfers through your first twelve billing cycles*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 6 months for retail purchases* between P+4.9% and P+12.99%* None* Yes* Good Credit*

Citi® Diamond Preferred® Card
  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online acount management
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* up to 12 months* as low as 7.74%* None* Yes* Excellent/Good Credit*

Discover® More Card
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months on Purchases & 12 months on Balance Transfers* as low as 10.99%* None* Yes* Excellent Credit*

Capital One® No Hassle MilesSM Rewards
  • Click "APPLY HERE" to apply online or call (866) 592-0808
  • Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
  • Save with a 0% intro APR on purchases until October 2009
  • No expiration date on miles and no limit on the miles you can earn
  • There are no blackout dates and no seat restrictions
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* until October 2009* 9.90% (V)* None* Yes* Excellent Credit*

Discover® More Card - American Flag
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months on Purchases & 12 months on Balance Transfers* as low as 10.99%* None* Yes* Excellent Credit*

Capital One® Platinum Prestige
  • Click "APPLY HERE" to apply online or call (866) 605-0808
  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* until October 2009* 8.90% (V)* None* Yes* Excellent Credit*

Discover® More Card - Monogram
  • More ways to earn more cash than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months on Purchases & 12 months on Balance Transfers* as low as 10.99%* None* Yes* Excellent Credit*

Blue Cash® from American Express
  • Earn up to 5% cash back on everyday purchases - even gas!
  • No Annual Fee
  • 0% Intro APR for 12 months on purchases
  • Low Balance Transfer APR - 2.99% for 12 months*
  • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 12 months* as low as 12.49%* None* Yes* Excellent Credit*

Chase Platinum Credit Card
  • 0% Interest for up to 12 months on purchases and balance transfers
  • The time period for the introductory APR will be based on our review of your application and credit history.
  • No Annual Fee
  • Free Online Account Access
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* up to 12 months* as low as 9.99%* None* Yes* Excellent/Good Credit*

Blue from American Express®
  • 0% APR on purchases for up to 12 months
  • No Annual Fee
  • Balance transfer requests submitted on application receive APR of  2.99% for 12 months*. Then, the standard APR for purchases will apply
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* up to 12 months* as low as 11.49%* None* Yes* Excellent Credit*

Discover® Open Road Card
  • Double Cashback Bonus on grocery store purchases in November and December*
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months for Purchases & 12 months for Balance Transfers* 10.99% - 18.99%* None* Yes* Excellent Credit*

Disney Rewards Visa® Card from Chase
  • Earn 1% in Disney Dream Reward DollarsSM for every dollar you spend*
  • 0% intro APR for up to 12 months*
  • 0% vacation financing*
  • No block-out dates*
  • No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 12 months* as low as 9.99%* None* Yes* Excellent Credit*

Citi® Diamond Preferred® Rewards Card
  • 0% APR* on balance transfers for up to 12 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Balance Transfers* up to 12 months* as low as<br>10.24%* None* Yes* Good Credit*

Bank of America Visa Signature® WorldPointsTM Rewards
  • 0% Intro APR on balance transfers for your first 15 billing cycles
  • Earn 1 Point for every dollar you spend in net retail purchases
  • Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
  • No Annual Fee
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Balance Transfers* 15 months and a $25 statement credit* 9.99% / 15.99%* None* Yes* Good Credit*

Simmons First Visa Platinum
  • Fixed APR of 7.25%
  • This card requires EXCELLENT CREDIT
  • No annual fee
  • Travel Accident and Auto Rental Insurance
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 7.25%* None* Yes* Good Credit*

CitiBusiness® Card
  • $25 Statement Credit after $250 in purchases*
  • 0% APR on purchases for 12 months*
  • No annual fee  
  • Additional cards for employees with credit limits you set  
  • Quarterly and annual account summaries
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 12 months* 7.99%* None* No* Good Credit*

Discover® Business Cashback Card
  • 0% Intro APR* on Card Purchases for 12 months*
  • Earn $100 Cashback Bonus when you apply now*
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • No Annual Fee
  • Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
  • Free employee cards with customizable limits and monthly reporting on their spending
     
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 12 months * 13.99%* None* Yes* Good Credit*

Discover® Business Miles Card
  • 0% Intro APR* on Card Purchases
  • 12,000 Bonus Miles*
  • No annual fee
  • Earn Double Miles on travel and gas*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* 13.99%* None* Yes* Good Credit*

Citi® Platinum Select® Card for College Students
  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • No minimum income or cosigner required
  • No annual fee
  • $0 liability on unauthorized purchases
  • FREE Online Account Management
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 6 months* 11.99%* None* Yes* Good Credit*

Capital One® Standard Platinum for Students
  • Click "APPLY HERE" to apply online or call (866) 547-0808
  • Get credit that fits your needs and a card that fits your style, and save with no annual fee
  • 0% intro APR - pay no interest on purchases until May 2009
  • Express yourself - upload an image of your own onto your card once it arrives
  • A manageable credit line to help control your finances
  • Fraud protection - $0 fraud liability if your card is lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* until May 2009* 19.80% (V)* None* Yes* Limited History*

Citi® mtvUTM Platinum Select® Visa® Card for College Students
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points for paying on time.
  • Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, MTV events, and airline tickets.
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 6 months* 12.99%* None* Yes* Good Credit*

Citi® Dividend Platinum Select® Card for College Students
  • 0% APR* for 6 months on purchases, cash advances and balance transfers.
  • Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • No minimum income or cosigner required
  • No annual fee
  • FREE Online Account Management
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 6 months* 12.99%* None* Yes* Good Credit*

Chase +1SM Student MasterCard® card
  • 0% Introductory APR on all purchases and balance transfers for up to 3 months
  • No annual fee
  • Earn Karma Points simply by paying your bill on time, taking the credit essentials quiz, and more 
  • Earn more Karma Points at Facebook.com/plus
  • Get music, movies, electronics and more with your Karma Points in the Chase +1 store
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 3 months* 13.99%* None* Yes* Good Credit*

Discover® Student Card
  • More ways to earn more cash than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Purchases* 6 months * 14.99%* None* No* Good Credit*

Capital One® Classic Platinum
  • Click "APPLY HERE" to apply online or call (866) 547-0808
  • Buy what you've been dreaming of and pay no interest until May 2009 on purchases
  • Save with a low non-intro variable APR, currently 14.9%
  • Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* until May 2009* 14.90% (V)* $19.00* Yes* Average*

* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.