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Apply for a Prepaid Credit Card or Debit Card in 3 easy steps...

1. Search through the prepaid credit cards and debit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

 Prepaid Credit Cards & Debit Card Offers

Prepaid credit cards and debit cards can help control your spending because you can only spend up to the amount you have deposited in the account. That is why these cards are sometimes reffered to as secured or reloadable credit cards.

Best
SilverCard Prepaid MasterCard®

  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
  • Online Checking - Electronic or paper checks
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$3.95*N/A*No Credit Check*

AccountNow® Prepaid Visa® Card

  • 100% Guaranteed Approval*
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
  • $0 Activation Fee - when you load your card by direct deposit
  • New iAdvanceSM loan option - no credit check
  • No Overdraft Fees or Minimum Balance Required
  • Re-loadable with a $10,000 balance limit
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

Vision Premier Prepaid Visa Card

  • $0 Activation with Direct Deposit*
  • $0 Weekly Fee with Direct Deposit*
  • Guaranteed approval*/ no credit check
  • Free Direct Deposit; no more check cashing fees
  • Free email/SMS Alerts; Instantly know your balance
  • Free unlimited purchase transactions
  • Free online bill payment and checking
  • Popular Load Locations: Western Union, MoneyGram, ACE & More
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$0.95 weekly or free w/ direct deposit*N/A*No Credit Check*

Exact Prepaid MasterCard

  • 100% Approval with no credit check or bank account required
  • Save money with no interest charges or late fees
  • Free Direct Deposit and online bill payments
  • No monthly or transaction fees with Direct Deposit
  • PayPass-enabled card with Direct Deposit
Intro APRIntro APR PeriodRegular APRMonthly FeeCredit Needed
N/A*N/A*N/A*None*No Credit Check*

All-Access Visa Prepaid Card
All-Access Visa Prepaid Card Offer
All-Access Visa Prepaid Card Offer
  • 100% approval - No credit check required
  • Make purchases anywhere Visa Debit is accepted
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*as low as $0*N/A*No Credit Check*

READYdebit® Visa Prepaid Card

  • Now with Credit Builder – For Free
  • Always great customer service
  • 100% Guaranteed Approval* - No Credit Checks
  • No Overdraft Fees or Balance Minimums
  • Free Unlimited Purchase Transactions
  • Free Direct Deposit
  • Free Online Bill Payment & Check Writing
  • Reloadable up to $10,000 Max Balance
  • Choose Your Card Color - Blue, Black or Pink
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*as low as $4.95*N/A*No Credit Check*

Eufora Prepaid MasterCard® with Credit Builder - Elite Level

  • Eufora Elite Credit Builder Prepaid MasterCard
  • Builds Credit! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • Free Direct Deposit
  • Free Point of Sale Transactions
  • Free 24/7 Online Access
  • Free Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*N/A*waived*N/A*No Credit Check*

All-Access Prepaid MasterCard

  • 100% approval - No credit check required
  • Make purchases anywhere MasterCard Debit is accepted
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*N/A*None*N/A*No Credit Check*

AccountNow Prepaid MasterCard®

  • 100% Guaranteed Approval*
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
  • $0 Activation Fee - when you load your card by direct deposit
  • New iAdvanceSM loan option - no credit check
  • No Overdraft Fees or Minimum Balance Required
  • Re-loadable with a $10,000 balance limit
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

MetroPCS Prepaid Visa® Card

  • Guaranteed approval*/ no credit check
  • Free direct deposit of your pay or government check
  • Free email/SMS Alerts; Instantly know your balance
  • 1 Free live agent call & 2 Free IVR calls a month
  • Free online bill payment
  • Load cash a MetroPCS locations*
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*N/A*None*N/A*No Credit Check*


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Tip for Prepaid Credit Cards

Prepaid credit cards and debit cards can be ideal for people who have a hard time controlling their spending or have less than perfect credit.

With a prepaid debit card you can purchase items like you would with a regular credit card, but you will never overspend, because you can only spend up to the amount you deposit into the acount.

These reloadable or secured credit cards can be ideal for students, people with bad credit and people who have a hard time controlling their spending.

People who were interested in these types of credit cards were also interested in Bad Credit Credit Cards as well as Guaranteed Approval Credit Cards


* See the online prepaid credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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