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Apply for a Prepaid Credit Card or Debit Card in 3 easy steps...

1. Search through the prepaid credit cards and debit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

 Prepaid Credit Cards & Debit Card Offers

Prepaid credit cards and debit cards can help control your spending because you can only spend up to the amount you have deposited in the account. That is why these cards are sometimes reffered to as secured or reloadable credit cards.

Best
Account Now Gold Visa® Prepaid Card

  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*N/A*up to $9.95 monthly*N/A*No Credit Check*

Prepaid Visa® Pink Diamond RushCard

  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

Prepaid Visa® Black Diamond RushCard

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

Prepaid Visa® Purple Diamond RushCard

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

Pink ACE EliteTM Visa® Prepaid Card

  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

Walmart MoneyCardSM Visa® Prepaid Card

  • No issuance fee online.
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit.
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$3.00*N/A*No Credit Check*

KLS Prepaid Visa® RushCard

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

BuyRIGHT Prepaid MasterCard®

  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$7.95*N/A*No Credit Check*

UPside Visa® Prepaid Card

  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$4.95*N/A*No Credit Check*

Bank Freedom Prepaid MasterCard®

  • Direct Deposit your Tax Refund for Free
  • $0 monthly fee if $500 is loaded each month
  • Surcharge-Free ATM Network- over 20,000 MoneyPass locations
  • $0 Activation+ $0 Purchase Fee
  • MasterCard Marketplace Rewards Program
  • Free Bank Freedom iPhone and Android Banking App
  • Free SMS & Email Alerts w/ two way texting
  • *See website for details - Terms Apply
Intro APRIntro APR PeriodRegular APRMonthly Fee (up to)Balance TransfersCredit Needed
N/A*N/A*N/A*$5.00*N/A*No Credit Check*


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Tip for Prepaid Credit Cards

Prepaid credit cards and debit cards can be ideal for people who have a hard time controlling their spending or have less than perfect credit.

With a prepaid debit card you can purchase items like you would with a regular credit card, but you will never overspend, because you can only spend up to the amount you deposit into the acount.

These reloadable or secured credit cards can be ideal for students, people with bad credit and people who have a hard time controlling their spending.

People who were interested in these types of credit cards were also interested in Bad Credit Credit Cards as well as Guaranteed Approval Credit Cards


* See the online prepaid credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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