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Apply for a Prepaid Credit Card or Debit Card in 3 easy steps...

1. Search through the prepaid credit cards and debit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

 Prepaid Credit Cards & Debit Card Offers

Prepaid credit cards and debit cards can help control your spending because you can only spend up to the amount you have deposited in the account. That is why these cards are sometimes reffered to as secured or reloadable credit cards.

Best
NetSpend MasterCard Prepaid Card

  • Easiest and most convenient card available on the market today
  • Borrow money with iAdvance*
  • Access nearly everywhere at over 100,000 locations
  • With anytime alertsTM text messages, you can always know how much money you have on your card
  • * See program rules for details
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$5.00*N/A*No Credit Check*

AccountNow® Prepaid Visa® Card

  • $25 Cash Bonus when you use direct deposit
  • No Activation Fee
  • No Overdraft Fees
  • Borrow money and build credit history*
  • 100% Guaranteed Approval*
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

Green Dot® PrePaid MasterCard®

  • Free $0 Activation Online - with no credit check
  • Free Cash withdrawals at over 15,000 participating ATMs
  • Free Online Bill Pay & Direct Deposit
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft or penalty fees
  • No Minimum balance required
  • Get $10 with Direct Deposit (see site for restrictions)
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$0*N/A*No Credit Check*

READYdebit® Visa Prepaid Card

  • Free Credit Score & Credit Builder
  • Free Unlimited Purchase Transactions
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • 100% Guaranteed Approval* - No Credit Checks
  • No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Choose Your Card Color - Blue, Black or Pink
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$9.95*N/A*No Credit Check*

NetSpend Visa Prepaid Card
All-Access Visa Prepaid Card Offer
All-Access Visa Prepaid Card Offer
  • Easiest and most convenient card available on the market today
  • Borrow money with iAdvance*
  • Access nearly everywhere at over 100,000 locations
  • Better Business Bureau accredited with a BBB rating of A+
  • * See program rules for details
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$5.00*N/A*No Credit Check*

SilverCard Prepaid MasterCard®

  • Get your Government/Benefits check faster with Free Direct Deposit
  • Free activation fee with Rebate*
  • Guaranteed Approval with No Credit Check
  • Free Unlimited Purchase Transactions
  • No Overdraft Fees or Minimum Balances, perfect bank alternative!
  • Free Online Bill Pay, pay bills instantly or schedule payments to avoid late fees
  • Stay connected, know your balance at all times with free email or cell phone alerts
  • The power of MasterCard in your pocket, accepted everywhere MasterCard Debit cards are accepted.
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$3.95*N/A*No Credit Check*

UPside Visa® Prepaid Card

  • The power of a bank account in a Visa Prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$0.99 if minimum load is received each month. $2.99 otherwise.N/A*No Credit Check*

READYdebit Platinum Visa Prepaid Card

  • Get Your Premium Benefits:
  • Free Credit Score & Credit Builder
  • Free Mobile Banking and Text Alerts
  • Free Unlimited Purchase Transactions
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • No Credit Check*, no Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$14.95*N/A*No Credit Check*

Account Now Gold Visa® Prepaid Card

  • $0 Monthly Fee*
  • Higher daily and monthly limits
  • Borrow money and build credit history*
  • Free Credit Builder and Bill Pay
  • *See program rules
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$0*N/A*No Credit Check*

ReadyDebit Control

  • $0 Monthly Fee*
  • Free Credit Score & Credit Builder
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit
  • No Overdraft Fees or Balance Minimums
  • 100% Guaranteed Approval - No Credit Checks*
  • Reloadable up to $10,000 Max Balance
  • *See Program Rules
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*N/A*$0*N/A*No Credit Check*


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Tip for Prepaid Credit Cards

Prepaid credit cards and debit cards can be ideal for people who have a hard time controlling their spending or have less than perfect credit.

With a prepaid debit card you can purchase items like you would with a regular credit card, but you will never overspend, because you can only spend up to the amount you deposit into the acount.

These reloadable or secured credit cards can be ideal for students, people with bad credit and people who have a hard time controlling their spending.

People who were interested in these types of credit cards were also interested in Bad Credit Credit Cards as well as Guaranteed Approval Credit Cards


* See the online prepaid credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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