Low Interest Credit Cards

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Apply for a Low Interest Credit Card in 3 easy steps...

1. Search through the low interest credit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

Low Interest Credit Card Offers

The following low interest credit card offers feature either a low introductory APR or a low fixed APR interest rate.

Citi® Platinum Select® MasterCard®

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months	as low as 11.99%* (Variable)	$0*	Yes*	Excellent Credit*

Discover® More® Card

0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months on Balance Transfers; 6 months on Purchases*	as low as 11.99% (V)*	None*	Yes*	Excellent Credit*

Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter*
1ThankYou Point for every $1 spent on all other purchases*
$0 Liability on unauthorized purchases
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%* on balance transfers	up to 12 months*	as low as 12.99%* (Variable)	None*	Yes*	Excellent Credit*

Discover® More Card - $50 Cashback Bonus®

0% APR on Balance Transfers for a full 12 months
0% APR on Purchases for a full 6 months
Get $50 Cashback Bonus after your first $599 in purchases
Up to 1% unlimited Cashback Bonus on all other purchases automatically
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months on Balance Transfers; 6 months on Purchases*	as low as 12.99% (V)*	None*	Yes*	Excellent Credit*

Discover® More Card – Shamrock

0% APR on Purchases for a full 9 months
0% APR on Balance Transfers for a full 12 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Balance Transfers	Credit Needed
0%*	9 months on Purchases; 12 months on Balance Transfers*	as low as 12.99% (V)*	N/A*	Excellent Credit*

Discover® More® Card – Black Monogram

0% APR on Balance Transfers for a full 12 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers and 2.99% on Purchases*	12 months on Balance Transfers and Purchases*	as low as 12.99% (V)*	None*	Yes*	Excellent Credit*

Miles by Discover® Card

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash
Double Miles through our exclusive online shopping site

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on purchases & balance transfers*	as low as 11.99%*	None*	Yes*	Excellent Credit*

Discover® Open Road Card

Double Cashback Bonus at any gas station and any restaurant
5% to 20% Cashback Bonus at top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus at top retailers through our online shopping mall
Redeem for Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on purchases & balance transfers*	as low as 11.99%*	None*	Yes*	Excellent Credit*

Discover® More Card - American Flag

0% APR on Balance Transfers and Purchases for a full 6 months
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases and Balance Transfers*	as low as 11.99% (V)*	None*	Yes*	Excellent Credit*

Blue Sky from American Express

0% Intro APR for 6 months on purchases
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 6 months on Purchases	As Low As 17.24%	$0*	Yes*	Excellent Credit*

Low Interest Credit Card Tip

If you are paying a high interest rate and are carrying a balance on your current credit card, switching to a low interest rate credit card could save you several hundred dollars in interest charges.

Some individuals could even benfit financially by applying for more than one low interest credit card. If you are carrying a balance on a high interest rate card, then you might also want to look at the Balance Transfer Credit Cards.

* See the online low interest credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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