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Apply for a Low Interest Credit Card in 3 easy steps...

1. Search through the low interest credit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

 Low Interest Credit Card Offers

The following low interest credit card offers feature either a low introductory APR or a low fixed APR interest rate.

Best
Citi® Platinum Select® Card
Citi Platinum Select Card Application Online
Citi Platinum Select Card Application Online
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*Up to 12 months*as low as 8.49%*None*Yes*Good Credit*

Discover® More Card
Discover Platinum Credit Card Offer
Discover Platinum Credit Card Offer
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*6 months on Purchases & 12 months on Balance Transfers*as low as 10.99%*None*Yes*Excellent Credit*

HSBC Platinum MasterCard® with Cash Back Rewards
HSBC MasterCard Cash Back Rewards Application
HSBC MasterCard Cash Back Rewards Application
  • Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop!
  • Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee, for qualifying applicants*
  • Instant decision in as little as 60 seconds
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 months*as low as 8.99%*None*Yes*Good Credit*

Blue from American Express®
Blue from American Express  Online Application
Blue from American Express  Online Application
  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*up to 15 months*as low as 10.24%*None*Yes*Excellent Credit*

Capital One® Platinum Prestige
Capital OneŽ Platinum: Prestige Application
Capital OneŽ Platinum: Prestige Application
  • 7.9% APR on purchases and balance transfers
  • Your APR will not increase simply because you pay late only once or go over your credit limit
  • No annual fee and no balance transfer fees
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*7.90%*None*Yes*Excellent Credit*

Discover® More Card - American Flag
Discover Flag Cash Back Credit Card Application
Discover Flag Cash Back Credit Card Application
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*6 months on Purchases & 12 months on Balance Transfers*as low as 10.99%*None*Yes*Excellent Credit*

Capital One® Platinum

  • 12.9% APR on purchases and balance transfers
  • Platinum membership - $0 fraud liability, 24 hour roadside assistance, and more
  • No annual fee and no balance transfer fees
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*12.90%*$0*Yes*Above Average*

Disney Rewards Visa® Card from Chase
Disney Visa Credit Card Offer
Disney Visa Credit Card Offer
  • Get a $15 Disney Store Gift Card after first purchase*
  • Earn 1% in Disney Dream Reward DollarsSM for every dollar you spend*
  • 0% intro APR for up to 12 months*
  • 0% vacation financing*
  • No block-out dates*
  • No annual fee*
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 months*11.24%*None*Yes*Excellent Credit*

Discover® More Card - Monogram

  • More ways to earn more cash than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*6 months on Purchases & 12 months on Balance Transfers*as low as 10.99%*None*Yes*Excellent Credit*

Platinum Edition® Visa® Card

  • Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened
  • 3.99% APR* for the life of the balance transfers completed during your first three billing cycles after account opening
  • No annual fee
  • Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 Months*9.99%*None*Yes*Good Credit*


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Low Interest Credit Card Tip

If you are paying a high interest rate and are carrying a balance on your current credit card, switching to a low interest rate credit card could save you several hundred dollars in interest charges.

Some individuals could even benfit financially by applying for more than one low interest credit card. If you are carrying a balance on a high interest rate card, then you might also want to look at the Balance Transfer Credit Cards.


* See the online low interest credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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