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Apply for a Low Interest Credit Card in 3 easy steps...

1. Search through the low interest credit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

 Low Interest Credit Card Offers

The following low interest credit card offers feature either a low introductory APR or a low fixed APR interest rate.

Best
Discover® More Card – Black

  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 9 full months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 full months on Balance Transfers; 9 full months on Purchases*11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*

Discover® More® Card
Discover Platinum Credit Card Offer
Discover Platinum Credit Card Offer
  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*15 full months on Balance Transfers; 6 full months on Purchases*11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*

Discover® More Card - $75 Cashback Bonus®
Discover Platinum Clear Card Offer
Discover Platinum Clear Card Offer
  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • Earn $75 Cashback Bonus when you make $500 in purchases in your first three months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 full months on Balance Transfers; 6 full months on Purchases*11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*

Miles by Discover® Card
Discover Miles Card Offer
Discover Miles Card Offer
  • 12, 000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don't expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*6 months on purchases & balance transfers*10.99% Variable*$0*Yes*Excellent Credit*

Discover® Open Road Card
Discover Platinum Gas Card Offer
Discover Platinum Gas Card Offer
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at top retailers through our online shopping site
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 full months on Balance Transfers & 6 full months on Purchases *11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*

Chase FreedomSM Visa - $50 Bonus Cash Back

  • Earn $50 Bonus Cash Back after first purchase
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 months on balance transfers, 6 months on purchases*as low as 12.99% Variable*None*Yes*Good Credit*

Chase FreedomSM Visa - $100 Bonus Cash Back

  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*as low as 12.99% Variable*None*Yes*Good Credit*

Blue Sky from American Express
Blue Sky from American Express Application
Blue Sky from American Express Application
  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates-get points for flights on any airline, stays at any hotel, and car rentals
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0% on Purchases for 6 months17.24%-21.24% Variable$0*Yes*Excellent Credit*




Low Interest Credit Card Tip

If you are paying a high interest rate and are carrying a balance on your current credit card, switching to a low interest rate credit card could save you several hundred dollars in interest charges.

Some individuals could even benfit financially by applying for more than one low interest credit card. If you are carrying a balance on a high interest rate card, then you might also want to look at the Balance Transfer Credit Cards.


* See the online low interest credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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