Low Interest Credit Cards

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Credit Cards for People with Good Credit

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Efectiva^TM Visa®

Earn 1 point for every $100 in net monthly purchases
Every point earned is $1 back to you (up to $600 annually on monthly purchases and balance transfers)
Earn 5 bonus points with your first purchase
Earn 5 points for every $2,500 in net monthly balance transfers from non-Bank of America accounts
Rewards start at just 25 points (points are redeemed in increments of 25 with no annual cap on point redemption)
25 points equal $25 cash back in the form of a check sent to you or a $25 credit to your Bank of America checking or savings account

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% for Balance Transfers*	12 months*	P + 5.99%*	None*	Yes*	Good Credit*

Financial Rewards® Visa® Platinum Plus®

0% Intro Annual Percentage Rate (APR) on purchases
12 months 0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer
Earn 5 bonus points with your first purchase.
Points do not expire for 5 years
Online Banking Service
Total Security Protection®
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% for Balance Transfers*	12 months*	P + 5.99%*	None*	Yes*	Good Credit*

GM Flexible Earnings Card

0% introductory APR for 12 months (on balance transfers)
A full 1% cash back option
A full 1% earnings toward any other new vehicle
Triple your earnings to 3% toward an eligible, new GM vehicle
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 months*	14.24%*	None*	Yes*	Good Credit*

Hawaiian Airlines® Visa® Platinum

10,000 bonus miles with first purchase
1 HawaiianMile for every net retail dollar spent up to 100,000 miles per calendar year
5,000 miles each anniversary as a cardholder
2 HawaiianMiles for every dollar spent on tickets purchased directly from Hawaiian Airlines up to 100,000 miles per calendar year
Total Security Protection

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
1.99%*	6 months*	P+8.99%, P+9.99%*	$50 Platinum, $25 Classic*	Yes*	Good Credit*

Citi® Hilton HHonors® Visa® Signature Card

Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family Hotels. Just make one purchase within 2 months of account opening
Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels
Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations
Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases
Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.99%*	6 months*	15.24%/17.24%*	None*	Yes*	Good Credit*

HSBC Weekend Card

Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
Receive 1% cash back on new net retail purchases made Monday through Friday
Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 Months*	as low as 9.99%*	None*	Yes*	Good Credit*

HSBC Platinum MasterCard® with Cash or Fly Rewards

Earn 1 point for every dollar of net retail purchases, everywhere you shop.
Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
Or redeem points for 1% cash back
Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
No annual fee, for qualifying applicants

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 Months*	as low as 10.99%*	None*	Yes*	Good Credit*

The JetBlue Card from American Express

Get 50 TrueBlue® Points after your first purchase — that's halfway to an Award Flight!
TrueBlue points don't expire. Use your Card or fly JetBlue and we extend the life of your points for a full year
Earn one Award Dollar for virtually every dollar you spend
Earn Double Award Dollars on entertainment, leisure, travel and dining
200 Award Dollars = 1 TrueBlue point and 100 TrueBlue points = one round trip flight

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	Prime + 9.99%*	$40.00*	Yes*	Good Credit*

Make-A-Wish® Visa® Platinum

A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your new Make-A-Wish® Visa card.
No annual fee
No fees for balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
1.90%*	6 months*	Prime + 7.99%*	None*	Yes*	Good Credit*

Mexicana® Airlines Visa® Platinum

Receive 1 free companion ticket coupon, after your first purchase
Receive a $99 companion ticket coupon each year thereafter
Earn 1 Frecuenta Mile for every dollar you spend in net retail purchases
Earn 2 Frecuenta Miles for every dollar you spend with Mexicana Airlines
Receive 4,000 Welcome Miles when you join the Frecuenta Program
Receive 2,000 Anniversary Miles each year

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
1.90%*	6 months*	Prime + 9.99%*	$45.00*	Yes*	Good Credit*

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* See the online credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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