Balance Transfer Credit Cards - Compare Low 0% Interest Credit Card Offers and Apply Online
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Apply for a Balance Transfer Credit Card in 3 easy steps...

1. Search through the balance transfer credit cards below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

 Balance Transfer Credit Cards

Tired of paying high interest rates? Consider transferring your balance onto a Balance Transfer Credit Card with a low interest rate of 0% APR. Following is a list of offers that allow credit card balance transfers. Included in the offers are even several 0% balance transfer credit cards.

Best
BankAmericard Cash Rewards™ Visa Signature® Card - $50 Statement Credit

  • Get a $50 statement credit after spending $100 in retail purchases within the first 60 days of the account opening date
  • Earn 3% cash back on gas, grocery, and drug store purchases for the first 6 months and 1% on all other purchases
  • Redeem rewards for a check, statement credit, direct deposit or pay toward your eligible Bank of America® mortgage
  • Get a 25% bonus for all cash reward redemptions of $300 or more
  • Get redemptions starting at $25, with the capability to set up automatic redemption
  • No limits to amount of cash back you can earn each year
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%* on Purchases and qualifying Balance Transfers7 or 10 billing cycles*12.99% - 20.99% Variable* on Purchases and Balance TransfersNone*Yes*Excellent Credit*

Discover® More® Card
Discover Platinum Credit Card Offer
Discover Platinum Credit Card Offer
  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*15 full months on Balance Transfers; 6 full months on Purchases*11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*

BankAmericard® Power Rewards® Visa Signature® Card - $50 Statement Credit

  • Get a $50 statement credit after spending $100 in retail purchases within the first 60 days of the account opening date
  • Earn three points per $1 on gas, grocery and drug store purchases for the first 6 months and 1 point on all other purchases
  • Redeem rewards points for cash, unrestricted travel, hotel benefits, car rentals, merchandise, unique experiences, gift certificates, and more
  • Rewards start at 2,500 points
  • No limit to the number of points you can earn each year
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%* on Purchases and qualifying Balance Transfers7 or 10 billing cycles*12.99% - 20.99% Variable* on Purchases and Balance TransfersNone*Yes*Excellent Credit*

Discover® More Card - $75 Cashback Bonus®
Discover Platinum Clear Card Offer
Discover Platinum Clear Card Offer
  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • Earn $75 Cashback Bonus when you make $500 in purchases in your first three months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 full months on Balance Transfers; 6 full months on Purchases*11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*

Chase FreedomSM Visa - $50 Bonus Cash Back

  • Earn $50 Bonus Cash Back after first purchase
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 months on balance transfers, 6 months on purchases*as low as 12.99% Variable*None*Yes*Good Credit*

Miles by Discover® Card
Discover Miles Card Offer
Discover Miles Card Offer
  • 12, 000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don't expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*6 months on purchases & balance transfers*10.99% Variable*$0*Yes*Excellent Credit*

Discover® More Card – Black

  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 9 full months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 full months on Balance Transfers; 9 full months on Purchases*11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*

Discover® Open Road Card
Discover Platinum Gas Card Offer
Discover Platinum Gas Card Offer
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at top retailers through our online shopping site
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*12 full months on Balance Transfers & 6 full months on Purchases *11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*

Chase FreedomSM Visa - $100 Bonus Cash Back

  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*as low as 12.99% Variable*None*Yes*Good Credit*

Discover® Motiva Card

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest
  • 5% to 20% Cashback Bonus® at over 150 top retailers through our exclusive online shopping site
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 3.99% intro APR on Purchases for 12 full months, then the Regular APR
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
3.99%*15 full months on Balance Transfers and 12 full months on Purchases*11.99% - 20.99% (Variable)*$0*Yes*Excellent Credit*




Tip for Balance Transfer Credit Cards

To improve your odds of getting approved for a 0% Balance Transfer Credit Card, ask for only one of your current credit card balances to be transferred onto the card you apply for. Once you are approved, you can then request for additional card balances to be transferred.

You might also want to consider applying for more than one balance transfer credit card. A lower interest rate on your balance could save you hundreds of dollars in interest.


* See the online balance transfer credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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