Low Interest Credit Cards

Balance Transfer Cards

Instant Approval Credit Cards

Cash Back & Rewards Cards

Frequent Flyer Credit Cards

Business Credit Cards

Student Credit Cards

Prepaid Credit Cards

Guaranteed Approval Cards

Good Credit Credit Cards

Bad Credit Credit Cards

Apply for a Credit Card online in 3 easy steps...

1. Search through the credit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

Credit Cards For People With Bad Credit

The following Credit Cards are for People with Bad Credit or less than perfect credit. Choose from both secured and unsecured credit card offers below.

First PREMIER Bank Gold MasterCard®

Receive a 5% credit to your account balance on all payments for 12 months
Credit decisions in less than 60 seconds!
Low APR on Purchases*
Reports monthly to 4 Major Credit Bureaus
Enjoy the benefit of 24 hour account access by phone
Prestige of a Gold Card.
See application for complete terms & conditions*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.9%*	$48.00*	N/A*	Bad Credit OK*

First PREMIER Classic Card

Credit decisions in less than 60 seconds!
You may qualify for a MasterCard® or Visa®.
Low APR on Purchases*
Reports monthly to 4 Major Credit Bureaus*
Enjoy the benefit of 24 hour account access by phone*
See application for complete terms & conditions*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.9%*	$48.00*	N/A*	Bad Credit OK*

Orchard Bank Classic Mastercards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	as low as 14.90%*	$0-$79*	Yes*	Bad Credit OK*

Centennial Visa or MasterCard® from First PREMIER Bank

Credit decisions in less than 60 seconds!
Low APR on Purchases*
Reports monthly to 4 Major Credit Bureaus
Enjoy the benefit of 24 hour account access by phone
See application for complete terms & conditions*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.9%*	$48.00*	N/A*	Bad Credit OK*

Centennial Gold MasterCard® from First PREMIER Bank

Credit decisions in less than 60 seconds!
$50 Credit Limit Increase by Making your first 2 Minimum Payments!
Low APR on Purchases*
Reports monthly to 4 Major Credit Bureaus
Enjoy the benefit of 24 hour account access by phone
The Prestige of a Gold Card
See application for complete terms & conditions*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.9%*	$48.00*	N/A*	Bad Credit OK*

Continental Finance MasterCard®

Get Your Application Results in Seconds
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases
No Minimum Monthly Income Requirements*
Unsecured MasterCard Accepted at Millions of Locations Worldwide
Approval subject to other criteria.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	19.92%*	$50.00*	N/A*	Bad Credit OK*

Orchard Bank Low APR Mastercards

8.9% variable purchase APR on all cards
Free standard Online Bill Pay, no matter how often you use it
Your choice of payment due dates to make paying your bill on time easier with online enrollment
Email or text message alerts to remind you of your available balance and upcoming payment due date with online enrollment

Intro APR	Intro APR Period	Regular APR	Monthly Fee	Balance Transfers	Credit Needed
N/A*	N/A*	8.90%*	$5-$8*	N/A*	Limited OK*

New Millennium Bank Secured Platinum Visa® or MasterCard®

Guaranteed Issue*
Complimentary online services for account management and payments
No credit check*
Be approved regardless of income or credit history*
Reports to the three major credit bureaus

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	19.50%*	$59.00/yr.*	Yes*	Bad Credit OK*

UltraVX Visa®

Credit-On Demand™: up to $25,000 credit line—Patent Pending
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending

Intro APR	Intro APR Period	Regular APR	Annual Fee	Monthly Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.90%*	$83.40*	$6.95*	N/A*	Bad Credit OK*

* See the online credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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