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Apply for a Credit Card online in 3 easy steps...
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1. Search through the credit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application
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Credit Cards For People With Bad Credit
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The following Credit Cards are for People with Bad Credit or less than perfect credit. Choose from both secured and unsecured credit card offers below.
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| First PREMIER Bank Gold MasterCard® |

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- Receive a 5% credit to your account balance on all payments for 12 months
- Credit decisions in less than 60 seconds!
- Low APR on Purchases*
- Reports monthly to 4 Major Credit Bureaus
- Enjoy the benefit of 24 hour account access by phone
- Prestige of a Gold Card.
- See application for complete terms & conditions*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | | N/A* | N/A* | 9.9%* | $48.00* | N/A* | Bad Credit OK* |
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| First PREMIER Classic Card |

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- Credit decisions in less than 60 seconds!
- You may qualify for a MasterCard® or Visa®.
- Low APR on Purchases*
- Reports monthly to 4 Major Credit Bureaus*
- Enjoy the benefit of 24 hour account access by phone*
- See application for complete terms & conditions*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | | N/A* | N/A* | 9.9%* | $48.00* | N/A* | Bad Credit OK* |
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| Orchard Bank Classic Mastercards |

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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | | 0%* | 6 months* | as low as 14.90%* | $0-$79* | Yes* | Bad Credit OK* |
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| Centennial Visa or MasterCard® from First PREMIER Bank |

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- Credit decisions in less than 60 seconds!
- Low APR on Purchases*
- Reports monthly to 4 Major Credit Bureaus
- Enjoy the benefit of 24 hour account access by phone
- See application for complete terms & conditions*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | | N/A* | N/A* | 9.9%* | $48.00* | N/A* | Bad Credit OK* |
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| Centennial Gold MasterCard® from First PREMIER Bank |

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- Credit decisions in less than 60 seconds!
- $50 Credit Limit Increase by Making your first 2 Minimum Payments!
- Low APR on Purchases*
- Reports monthly to 4 Major Credit Bureaus
- Enjoy the benefit of 24 hour account access by phone
- The Prestige of a Gold Card
- See application for complete terms & conditions*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | | N/A* | N/A* | 9.9%* | $48.00* | N/A* | Bad Credit OK* |
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| Continental Finance MasterCard® |

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Get Your Application Results in Seconds
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Monthly reporting to the Major Credit Bureaus
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Free Online Access
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Excellent Online Tools for Managing Your Finances
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Semi-Annual Credit Limit Increases
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No Minimum Monthly Income Requirements*
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Unsecured MasterCard Accepted at Millions of Locations Worldwide
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Approval subject to other criteria.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | | N/A* | N/A* | 19.92%* | $50.00* | N/A* | Bad Credit OK* |
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| Orchard Bank Low APR Mastercards |

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- 8.9% variable purchase APR on all cards
- Free standard Online Bill Pay, no matter how often you use it
- Your choice of payment due dates to make paying your bill on time easier with online enrollment
- Email or text message alerts to remind you of your available balance and upcoming payment due date with online enrollment
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| Intro APR | Intro APR Period | Regular APR | Monthly Fee | Balance Transfers | Credit Needed | | N/A* | N/A* | 8.90%* | $5-$8* | N/A* | Limited OK* |
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| New Millennium Bank Secured Platinum Visa® or MasterCard® |

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- Guaranteed Issue*
- Complimentary online services for account management and payments
- No credit check*
- Be approved regardless of income or credit history*
- Reports to the three major credit bureaus
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | | N/A* | N/A* | 19.50%* | $59.00/yr.* | Yes* | Bad Credit OK* |
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| UltraVX Visa® |

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- Credit-On Demand™: up to $25,000 credit line—Patent Pending
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Monthly Fee | Balance Transfers | Credit Needed | | N/A* | N/A* | 14.90%* | $83.40* | $6.95* | N/A* | Bad Credit OK* |
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* See
the online credit card application for details about
terms and conditions of offers. Reasonable efforts are made to
maintain accurate information. However all credit card information
is presented without warranty. When you click on the "Click
Here To Apply" button you can review the complete credit
card terms and conditions.
Security Note: All Applications linked to on this site feature
Secure SSL Technology. |
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