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Bank of America Credit Card Offers

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PetRewards^TM Platinum Plus® Visa® Credit Card

1 point for every dollar you spend on everyday purchases
Rewards begin at just 750 points
Earn points toward veterinary services, pet food discount certificates, and shelter donations
Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	Prime + 9.99%*	None*	Yes*	Good Credit*

Total Rewards® Platinum Plus® Visa® Card

Introductory 0% APR for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
Earn 2,500 Bonus Reward Credits after your first transaction.
Earn 1 Bonus Reward Credit for every $1 you spend on net retail purchase transactions.
Use your card at least once every six months to ensure your Reward Credits will not expire!
Redeem your Reward Credits for exciting rewards like room upgrades, gourmet dinners, travel, merchandise, and other sure bets.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers & Cash Advances*	12 months*	9.99%*	None*	Yes*	Good Credit*

The Home Advantage^TM World MasterCard® credit card with WorldPoints® rewards

Earn DOUBLE POINTS on your purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first 12 months when you shop for your home.
0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
Earn 1 point for every $1 in net retail purchases at all merchants
Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates
Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.

Intro APR	Balance Transfer APR	Intro APR Period	Typical APR	Annual Fee	Balance Transfers	Balance Transfer Intro Period	Credit Needed
0%*	0%*	12 months*	9.99%*	None*	Yes*	12 months*	Good Credit*

Make-A-Wish® Visa® Platinum

A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your new Make-A-Wish® Visa card.
No annual fee
No fees for balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
1.90%*	6 months*	Prime + 7.99%*	None*	Yes*	Good Credit*

Brighter Planet Visa® Credit Card

1 EarthSmart Point for every $1 net retail
1,000 EarthSmart bonus points with first transaction
1,000 EarthSmart bonus points for signing up for paperless statements
For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers and Cash Advance Checks*	12 months*	9.99% / 15.99%*	None*	Yes*	Good Credit*

The Rainbow Card® Platinum Plus® Visa® Card

Every purchase supports the Rainbow Endowment at no additional cost to you
Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
24 hour Customer Service
Travel and emergency assistance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers and Cash Advances*	12 months*	9.90%*	None*	Yes*	Good Credit*

Efectiva^TM Visa®

Earn 1 point for every $100 in net monthly purchases
Every point earned is $1 back to you (up to $600 annually on monthly purchases and balance transfers)
Earn 5 bonus points with your first purchase
Earn 5 points for every $2,500 in net monthly balance transfers from non-Bank of America accounts
Rewards start at just 25 points (points are redeemed in increments of 25 with no annual cap on point redemption)
25 points equal $25 cash back in the form of a check sent to you or a $25 credit to your Bank of America checking or savings account

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% for Balance Transfers*	6 months*	P + 5.99%*	None*	Yes*	Good Credit*

Bank of America Secured Visa Platinum

Credit lines available from $300 to $10,000
Set your own credit limit
Build or reestablish your credit

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	Prime +10.99%*	$29.00*	Yes*	Bad Credit OK*

Bank of America® Student Platinum Plus® Visa® Credit Card

Receive a $25 statement credit after qualifying transactions.
No cosigner required
No annual fee
Online Banking Service
Total Security Protection®

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	Prime + 10.99%*	None*	Yes*	Good Credit*

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* See the online Bank of America credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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