There are many different types of credit card offers to
choose from including low interest, balance transfer, instant
approval, cash back, frequent flyer, business, pre-paid,
and even student credit cards. When determining what is
the best credit card offer for you, there are many factors
to consider. When you compare credit cards you should consider
all of the different rates associated with each offer including
the APR(Annual Percentage Rate), the Annual Fee if there
is one as well as other cardholder benefits.
A low interest
credit card has either a low APR or a low introductory
APR. Some interest rates are even as low as 0%. A low interest
credit card can be a good choice for the individual who
tends to either leave an outstanding balance on their credit
card or tends to pay their bills late. A low interest credit
card can help save you money by reducing your interest and
People who tend to carry an outstanding balance on a credit
card with a high interest rate might also benefit by applying
for a low interest balance transfer credit card. Balance Transfer
Credit Cards allow you to transfer a balance from
an existing high interest credit card to a lower interest
rate credit card which can also help save you money on finance
Cash Back Credit
Cards actually pay you cash back for making purchases
with their card. These credit cards usually offer rewards
programs or cash back incentives for purchases made with
their card. With Frequent
Flyer Credit Cards you can earn airline mileage
and free airline tickets. For the business person who travels
frequently a frequent flyer credit card or airlines credit
card can help save money and earn free tickets.
Business and Corporate
Credit Cards offer many cardholder benefits including
detailed credit card expense reports as well as travel reward
programs. Some corporate and business credit card offers
even allow you to have your company name on the card itself.
A Student Credit Card
is designed for high school and college students. A student
credit card is an excellent way for a young adult to start
establishing a good credit history.
Most of the credit cards mentioned so far require you to
have good credit in order to be approved, but if you have
less than perfect credit, you might want to consider searching
for a bad credit
credit card. Credit cards for people with bad or
no credit can help re-establish your credit.
If you are in a hurry to find out if you qualify for a
card, you can always apply for a card that offers instant
credit card approval. Instant approval credit cards
allow you to get a response usually within minutes of filling
out your application.
These are just a few of the different types of cards available
and as you can see there are many different types of offers
to choose from. At the Credit Card Applications Center our
goal is to help consumers search, compare and apply for
the best credit card offers online.
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